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Maximize your savings

When it comes to reaching your retirement goals, it’s important that you maximize your savings. You can start by making sure you’re not leaving free money on the table. Are you contributing enough to get at least the full match from your agency or service?

Here's how we calculate the 5% match.
You Your agency
contribute
3%
of your basic pay each pay period.
matches your
3%
dollar-for-dollar.
contribute an additional
2%
matches 50¢ on the dollar.
1%

automatically contributes
1%
of your basic pay.
Your contributions
5%
Agency/service "free" money
5%

Customize your savings

Here's how much you saved
Your
5%
contribution
Your
8%
contribution
Your
10%
contribution
$0.00 $0.00 $0.00

+ 1% Agency/Service Contribution

$0.00

+ 4% Agency/Service Match

$0.00

Balance at 62

$0.00 $0.00 $0.00

Balance at 67

$0.00 $0.00 $0.00

Balance at 72

$0.00 $0.00 $0.00
%

Don't leave free money on the table!

Am I eligible for matching?

Only employees covered by the Federal Employees Retirement System (for civilians) and the Blended Retirement System (for uniformed services) are eligible for matching. If you’re brand new to federal or uniformed service, you are covered by one of these systems.